Occupational therapy that comes home.
One-on-one occupational therapy in your home for children and adults. No waitlists or insurance hoops: you book directly, and we give you a superbill to submit for out-of-network reimbursement.
Serving Montclair, Wayne, Clifton, Livingston, Alpine and nearby towns in North Jersey
We come to you. Sessions happen at home, where the skills actually get used.
Private, one-on-one care. Your therapist, your schedule, and no visit caps set by an insurer.
A superbill every time. Submit it to your insurer to use your out-of-network benefits.
Care for every stage.
Children, adults, and the spaces you work in.
Child-centered sessions at home.
We treat your child in the comfort of your home, with play-based sessions built around how they learn. Parents and caregivers are part of every visit.
- Child development and motor skills
- Visual perceptual skills
- Sensory processing
- Caregiver teaching you can use between visits
More independence, day to day.
We come to your home to work on the activities that matter most to you, and on getting around your community with confidence.
- Activities of daily living
- Community mobility
- Overall quality of life
A workspace that works with your body.
We assess your home or office setup and recommend changes that lower your risk of strain and injury.
- Workstation assessment
- Desk, chair, and screen setup
- Habits that reduce injury risk
Ergonomics for teams and home offices.
An occupational therapist looks at how you actually work, then adjusts the setup to fit your body. Less strain, fewer aches, fewer injuries.
For companies
Keep your team working comfortably.
We assess your employees' workstations, in the office or at home, and recommend practical changes that reduce strain and the risk of repetitive-stress injuries.
- On-site workstation assessments at your office
- Home-office setups for remote employees
- Desk, chair, screen, and keyboard adjustments
- Help for employees already dealing with neck, back, or wrist pain
For individuals
A desk setup that doesn't hurt.
If long days at your desk leave you sore, we come to your home office and fix the setup with you.
- In-home assessment of your workspace
- Chair, desk, and screen adjusted to your body
- Habits and breaks that ease strain
Using your out-of-network benefits.
SMPLY is a private-pay practice. We don't bill insurance directly, but many plans reimburse part of the cost when you submit a superbill.
Pay at your session
You pay SMPLY directly for each visit.
Get your superbill
We send an itemized statement with the codes and provider details your insurer asks for.
Submit for reimbursement
Send it to your insurance company. If your plan covers out-of-network occupational therapy, they reimburse you directly.
- Provider
- SMPLY Therapy
- Provider NPI & tax ID
- Included
- Date of service
- Each visit
- Place of service
- Home
- Procedure codes
- CPT
- Diagnosis codes
- ICD-10
Questions to ask your insurance company
- Do I have out-of-network benefits for occupational therapy?
- What is my out-of-network deductible, and how much have I met?
- What percentage of the cost is reimbursed?
- Do I need a referral, prescription, or prior authorization?
- Is there a limit on the number of visits per year?
- How do I submit a claim, and how long does reimbursement take?
We help people take part in life through the everyday things they need and want to do.The SMPLY vision

Meet your therapist
Kristin Otero, OTR/L.
Kristin is a licensed occupational therapist, a mother of three, and the owner of SMPLY Therapy. She brings one-on-one occupational therapy into the homes of children and adults across North Jersey, and helps individuals and companies set up workspaces that don't hurt.
About KristinQuestions
Do you take insurance?
We're an out-of-network, private-pay provider, so we don't bill insurance companies directly. After each visit you receive a superbill that you can submit to your insurer for reimbursement if your plan includes out-of-network benefits.
What is a superbill?
A superbill is an itemized statement of the services you received. It lists the provider's information, dates of service, and the procedure and diagnosis codes insurers use to process a claim.
How much will my insurance reimburse?
It depends entirely on your plan. Call the number on your insurance card and ask about out-of-network occupational therapy benefits, your deductible, and your reimbursement rate. The list of questions above is a good script.
What is occupational therapy?
Occupational therapy helps people do the everyday activities that matter to them, from a child learning to hold a pencil or handle new sensations to an adult getting dressed, cooking, or getting around town more independently.
Do you really come to our home?
Yes. Every session happens where you live, so we can work with your actual routines, furniture, and space.
Who do you work with?
Children and adults. We also offer ergonomic assessments for individuals working from home and for companies that want their team's workstations assessed.
What areas do you serve?
Montclair, Wayne, Clifton, Livingston, Alpine and nearby North Jersey towns. Not sure if you're in range? Send us a request and we'll let you know.
How do I get started?
Fill out the free consultation form and we'll call you to talk through your needs, your insurance benefits, and scheduling.
Request a free consultation.
Tell us a little about who needs care, and we'll call you to talk it through. The consultation is free. Sessions are private pay, with a superbill for out-of-network reimbursement.
- We call you at the time that works best
- We talk through goals, scheduling, and whether in-home OT is a good fit
- We explain how superbills work with your out-of-network benefits
The best place to practice life is at home.
Private, in-home occupational therapy for children and adults, with a superbill for your insurance.
Get a free consultationJoin the SMPLY team.
We're always glad to hear from occupational therapists who want to work one-on-one with clients in their homes. Tell us about yourself, and we'll reach out when a role opens up.
- In-home sessions with children and adults across North Jersey
- Private-pay practice: no insurance visit caps or authorizations
- Ergonomics work with individuals and companies